Easy ways to reduce costs

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I often run workshops on how to reduce costs and make everyday savings, so I thought a blog post about some of the tips I share might be useful to my readers too. 

I also offer workshops on habits, values and money mindset, so if you are looking for an innovative and fun workshop for your workplace or group, then please get in touch and we can work something out.  

 

Below are links to some of the websites and calculators I talk about in workshops about how to reduce costs and make everyday savings.

Comparison sites

Get into the habit of comparing insurances every time you need to renew - ideally 6 weeks in advance to get the best prices.  Also remember that you can always cancel your current insurance, and move to another provider, so if you didn't compare before taking out your policy, then take a couple of minutes to see if you can get a better deal now.  Some commonly used comparison sites are Confused.com, MoneySupermarket, GoCompare, Compare the Market.

These haggling scripts from Which? will also be useful when it comes to haggling the price of your car insurance, home insurance, mobile phone, broadband and second hand cars.  They also have some great real-life success stories, which should help to motivate you to want to achieve the same success.

Mobile phones

Mobiles.co.uk are a great comparison site, who can help you to get the best deal on refurbished phones, contracts and SIM only plans.  

When comparing deals for mobile phones you might also find Mobile Phone Checker useful, alongside this handy haggling guide from Money Saving Expert.  

Energy Savings

Keeping track of the best deals on energy can be time consuming and frustrating, which is where Switchcraft comes in!  They save their average customer over £200 per year, and it only takes 3 minutes to sign up.  They promise to find you a great deal and say that you will pay less for energy, year after year, because they will alert you when you can make a saving on your current contract.

Overpayment calculators - how much could you save?

To see how much you could save by overpaying your mortgage use this calculator.  If you would like to see how much of a difference you could make to any credit card debts, by increasing your payments, then please use this calculator. 

reduce your costs

Some cheaper TV options

Sky TV can take up a huge chunk of your monthly budget, if you are not careful.  That's why it's great that there is now another option, with no contract, so that you can pick and choose what you want, when you want. 

If you hardly ever watch TV in the summer, then simply cancel it over those months, then start it up again as the nights draw in, and you are wanting to snuggle down in front of the TV. Covering box sets, sports, Sky cinema and kids TV as well as many of your favourite Sky channels, NOW TV can be a great cost saver.

With their packages starting from £3.99, and a 7 day free trial offered on them all, why not check out their NOW TV offers today? 

Getting good value

Use Idealo, the market leader in price comparison, to make sure you are getting any item you buy at that best possible price.  With Idealo you can compare prices o just about anything before you buy! 

From flights to freezers, drones to dishwashers, fashion  to food processors, electric toothbrushes to espresso machines and everything in between, you can be sure of getting a good deal from Idealo. I It also allows you to see the price history for each item over the previous 4 months, and allows you to set price alerts, so that you know when it is at it cheapest price.  

Discounts

So many people are in the habit of paying insurance monthly, but did you know that you could be paying up to twice as much by paying monthly.  If you find saving difficult, then you might want to check out this post about saving money without even noticing. 

Pouch is a browser extension which searches for all the discount codes, and notifies you if there is one available for the site you are shopping on.  A mobile version is being launched, but it is not available just yet, however, you can chat to Pouch on messenger a get discount codes that way. 

Vouchercodes.co.uk is a great site for helping you to find discount vouchers.  It also has app, which makes it easy to search for discount codes when you are out and about.

To benefit from the massive list of discounts which are available to students, check out Andy's guide about how to get a cheap student discount card, even when you are not a student.

TopCashback and Quidco are just fantastic sites, which allow you to get cashback from a huge range of stores.  Examples of cashback available today are  £100 for npower, 12% at JD Sports, and 36% on airport parking.  Make sure that you compare prices first, then check to see if you can also get cashback from that company.

Support

If you would like support with keeping your motivation up, then feel free to pop along and join my Your Money Sorted Facebook group.  It's a women only group, where we chat about money related issues, and I run free challenges every month, to help you to make the most of your money. Men are welcome to check out my Facebook page,where I share tips and suggestions.

Why not follow me on Twitter and check out my Pinterest too?

I would love to hear about any savings that you make, so why not tweet me and keep me updated?

Eileen X

I am Eileen Adamson, Your Money Sorted coach, working online with UK based professional women, helping them to develop a better relationship with money. Through this, I can help you to create time, freedom and financial security for you and your family.

For more information on how I can help you, please see my coaching courses, my Etsy shop or my Amazon shop.

Eileen Adamson money coach

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